How To Accept Credit Cards

When many businesses start out, they only accept cash. However, you can potentially be missing out on sales if your business only accepts cash. Many people today do not carry cash and are relying on alternative payments. It is also important to note that when many people pay with credit cards, they spend more money. Therefore, you can bring in more revenue if you accept more credit cards.

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How Do You Accept Credit Cards in Your New York Business?

In order to accept credit cards, you will need to set up a merchant account. This is an account that is separate from your bank account. A merchant account also acts as an arrangement between the payment processor, merchant bank and a retailer for the settlement of debit and credit card transactions.

You will need the proper software and hardware to accept credit card transactions to process credit cards. All software and hardware have to be PCI-compliant. We work with all merchants to ensure that credit card payment systems are compliant and secure. The options you have are contingent upon the business you are operating.

Point Of Sale Terminal

This is the most common way of accepting credit cards in a face-to-face, or retail, environment. There are a variety of point-of-sale terminals. We can offer you the solution that best fits your needs.


This is the most common way of accepting card-not-present, or CNP transactions. You can use a virtual terminal to process payments on your laptop or PC. An internet connection, USB credit card swipe reader and a web browser are required to accept online transactions.


Mobile credit card processing allows businesses to process transactions on their tablet or phone just like they would on their computer. You can download the ProcessNow Register or Process Now mobile once you have a merchant account with us. Once you have the app downloaded, you can start accepting credit and debit card transactions.

The Software

Credit card processing software will make it easier for you to stay on top of transactions. It does not matter whether it is a web, face-to-face or mobile transaction. Now that you understand all of the benefits that can be reaped from accepting credit cards, you should get started now. We allow you to try services for 30 days for free. All you have to do is complete the merchant account application. You may be able to start growing your business a few days after you start accepting credit cards.

Apply For Merchant Account