High Risk Credit Card Processing For NY Businesses

We specialize in getting merchant accounts for high risk businesses in New York.

We have a 95%+ approval rate.

What's Considered a High Risk Business?

There are many reasons why a credit card processor and acquiring bank may classify a business as high-risk. Most often, it's due to the business classification, for example travel services, firearm sales, supplement sales.

Some businesses are more likely than others to have many chargebacks. Sometimes, a business may be brand new and has no credit card processing history. Other times, it's the low credit score of the owner. Sometimes, it's due to the high ticket items sold, for example, furniture stores.

Apply For Merchant Account

Click Here To Apply For a High-Risk Merchant Account


Some of the hard to place business types we've been able to get credit card processing for:

  • Adult Entertainment
  • Adult Store
  • Attorney's Office
  • Bad Credit History
  • Bail Bonds
  • Call Center
  • Catering
  • Closed Accounts
  • Credit Repair
  • Dating & Personals Websites
  • Debt Consolidation
  • Declined or Denied
  • Diet Programs
  • Educational Seminars
  • Escort Services
  • Gun & Firearms
  • Health Club
  • High Ticket
  • High Volume
  • Home Inspections
  • Hypnotherapy
  • IRS/Tax Resolution
  • IT Software Service
  • Life Coaching
  • Loan Modifications
  • Magazine Sales
  • Mail Order Telephone Order (MOTO)
  • Medical Collections
  • Medical Marijuana
  • Moving Companies
  • Multi-level Marketing (MLM)
  • Nutraceuticals
  • Offshore & International
  • Online Wine & Spirits
  • Pawn Shops
  • Payday Loans
  • Replica Products
  • SEO Services
  • Smoke Shop
  • Software and E-Books
  • Strip Clubs
  • Student Loan Modification
  • Subscription Services
  • Supplements
  • Tech Support
  • Telemarketing
  • TMF
  • Tobacco & Cigars
  • Travel & Timeshares
  • Vape & E-cigarettes
  • Website Design/Hosting
  • Wedding Services

Get a High-Risk Merchant Account

How quickly can I get my high-risk merchant account?

This will depend greatly on your NY business risk profile.
The lower the risk, the faster you'll get approved.

Some high risk businesses can take a while to be approved because we have to try different acquiring banks until one accepts it.

Apply Now!